High credit card interest rates can trap you in debt, but smart moves save thousands. Learn how APRs work, risks of late payments, and proactive tips like balance transfers and negotiation to pay off debt fast. Automated Payment Solutions helps keep prices low, aiding your budget. Read our full guide!

Curious about what happens when you swipe your Visa or Mastercard? Interchange pricing is the key—fees merchants pay to your card’s issuing bank for every transaction. For a $100 purchase, a merchant might lose $1.50-$2.50, covering fraud protection and rewards like cashback. These costs can raise prices or add surcharges, impacting your wallet. Learn how card types affect fees and how businesses like Automated Payment Solutions help merchants save, keeping costs low for consumers. Discover tips to shop smarter in our full guide!